We participate and will gladly file most insurance programs. Please contact us if you have any payment or insurance filing questions. After we have received your insurance information, we will verify your insurance benefits, as each insurance program differs in what treatments and modalities may be covered. Your insurance program may also limit the number of visits that will be paid. At Apple Physical Medicine & Rehabilitation, we would like you to fully understand your benefits before your treatment plan begins. Therefore, please provide insurance information before or at the first visit.

Special Notice To Medicare Patients

The Only Covered Treatment In A Chiropractic Office Is Spinal Manipulation (Adjustment) (98940/98941)

The Following Non Covered Services Are The Responsibility Of The Patient

Office Visits

NEW (99202/99203/99204)

ESTABLISHED (99212/99213/99214)

By law we are required to perform and examination on every patient.








This office has set treatment protocols for many conditions that require additional modalities

Treatment Example:

Spinal Decompression Therapy Cervical/Lumbar

  • Manipulation 98940/98941 Covered
  • Spinal Traction 97012 Non-Covered
  • Electric Stimulation 97014 Non-Covered
  • Ultrasound 97035 Non-Covered

Co-pays will be due at the time of service.

We offer multiple ways of paying for any outstanding balances. We encourage that you consider one of the following options:

  1. Payment plans:
    • We would like to set up a payment plan for you as soon as your bill reaches $100 or more. We have options to pay weekly, bimonthly or monthly. A minimum of $25 or 20% is required.
    • We also have an option to autodraft your payment plan until your balance is paid. The autodraft is available on the 1st and 15th of every month or on each Friday. Minimum of $25 or 20% of your balance is required.

This plan has a yearly fee of $49.00.

With this plan your first time visit will not exceed $125 and follow up visits will not exceed $55.

At Apple Chiropractic Orthopedics we set up a treatment plan that we believe will be the best for your condition. Often times insurance and our treatment plans to not coincide. Therefore, we encourage you to know your benefits and choose one of these options to ensure that payment will be made in a timely manner.

Any outstanding balances over 120 days without a payment plan or arrangement may be sent to a collection agency.

We believe in the value of wellness care for you and your family and have maintained a pricing structure that allows care for all budgets. Our office participates in most insurance programs. We also accept auto accident and workers compensation cases. For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. To learn more about our payment options for chiropractic and wellness care, you can call our office directly.


Most insurance plans are accepted at our office. We accept auto accident, workers compensation, personal injury and most health insurance plans, including Medicare. Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before treatment, at no charge.

No Insurance

For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. If you have no insurance or do not have chiropractic benefits there is still a way for you to receive the care you need. Many patients pay directly for care, as they discover chiropractic to be extremely cost-effective and affordable.

Family Plans

Our focus is to actively help you and your family in taking responsibility for your health, wellness, and disease management. We assist and guide you to take the time to care for the important people in your world: you and your family. In an effort to make living the wellness lifestyle as easy and affordable as possible, we can create a customized family plan that is specific to you and your family.

Health on a Budget

We’re convinced that a small amount of your time and money to care for your most important asset–your health–will be far less time consuming and expensive than trying to recover it. If you feel you do not have enough time or money to take care of yourself, please contact us–we can help! The last thing we want is for you to come to our wellness center in crisis. So please, we would like to encourage you to take your health very seriously. As the old saying goes, if you don’t have your health, you don’t have anything. Unfortunately, too many people don’t discover how true that statement is until it is too late.